The morning Manna will be provided at 6am. Thanks.

Studying Managing for the Master till He comes in the series Lesson 5, may the Holy Spirit be the speaker to your heart.

The Topic today is: "Ellen White and debt reduction for Morning Manna of the Sabbath School Lesson Managing for the Master till He comes.

The Opening Hymn will be 229 "Spirit of the Living God".

The Sabbath School Quarterly, downloadable from in the Teacher's Edition is on page 63 and for the teacher’s edition or Standard Edition, on page 44.

The site allows anyone, anywhere to read the lesson in their own language. Choose your own language to see God speaking also to your heart.

Why don’t you click on this link right now:

---Counsels on Stewardship page 257 has valuable lessons for us to learn about debt reduction in our lives.

---Three points are given in the lesson.

---“Be determined never to incur another debt”

---“Make a solemn covenant with God that by His blessing you will pay your debts”

---“Work them off as fast as possible

---These are Spirit of Prophecy counsels to help us solving debts in our lives.

---Get rid of credit cards. Do not buy useless small things. Be careful to give out money.

---These counsels are very useful and necessary in all of our lives.

---Do you really need a BMW to image your wealth to others, although the bank debt is high?

---How long are you going to play rich when you are actually poor?

---Think of spiritual debt. Do you owe God spirituality?

---How much are you giving Him?

---How big is your spiritual debt?

---What are you doing about it?

---Do you have to do something about it? Spiritual bankruptcy means the fire of Hell one day. You may die with the cancer of life but also burn in the fires of Hell pain later again.

---Or you may live forever. What a thought. Right?